Auto Insurance in Santa Ana, CA

Auto insurance can help reduce financial risk by covering various accident-related expenses. California requires all drivers to maintain minimum amounts of auto liability insurance. Your agent can help tailor coverage to meet your unique needs.

What Does Auto Insurance Cover?

Auto insurance often includes several key types of coverage to help you financially respond to unforeseen incidents, including the following:

• Liability coverage may help pay for third-party injuries or property damage if you’re found at fault in an accident.

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  Comprehensive coverage may step in after non-collision incidents such as theft, vandalism or certain natural disasters.

• Collision coverage may help cover the cost of vehicle repairs after a crash, regardless of who was at fault.

• Uninsured/underinsured motorist coverage may help cover your accident-related expenses if the at-fault driver has inadequate coverage.

• Medical payments coverage can cover medical bills for you and your passengers after an accident, no matter who was responsible.

An insurance provider may also offer optional add-ons such as roadside assistance, custom parts coverage, replacement cost vehicle coverage and gap insurance.

Questions to Ask Your Agent

Our experienced agents are ready to help you find the right coverage. As you explore your options, here are a few questions to keep in mind:

• How much can you pay out of pocket if you’re in an accident? Choosing a higher deductible can lower your premium, but it means you’ll need to cover more of the repair costs yourself.

• What kinds of discounts are available? Ask about savings for good drivers, bundling multiple policies, or student discounts.

• What’s the claims process like? Find out who to contact and what steps are involved after you file a claim.

Get Started

Contact Royal Tax Service today to get a personalized quote.